Established in 1990, BNC was initiated by the Ministry of Defense, Perum ASABRI, Pepabri, and the developers in Indonesia. After more than 30 years of serving the public with conventional banking products, BNC wants to enter a new era by optimizing digital services that provide maximum convenience and comfort for customers.
While BNC has explosive growth in users, BNC also witnessed the rise of digital financial services such as internet banking. It started to transform itself into a digital bank in 2020, and is committed to becoming a digital retail bank that is ready to serve the needs of customers in the millennial market segment.
After years of serving the public with conventional banking products, BNC wants to enter the new era with optimizing digital services that provide maximum convenience and comfort for customers in 2020. However, the massive data, high-frequency transactions, insufficient data architecture pose a big challenge for BNC new digital banking project. As such, BNC has adopted the upgraded database constructed by Tencent Cloud through TDSQL into its new core system, which could help address the challenges of digital transformation in the financial services industry, including insufficient data architecture, high-frequency transactions and data security, and so forth. The database is also a crucial foundation for BNC's digital services and offerings, without the worries brought by costly commercial databases.
Tencent Cloud provides TDSQL on Premise to help BNC maintain customer data and privacy effectively and safely from data, while its flexibility can meet the expansion of user scale in the future. Also, TDSQL integrated with Sunline’s digital banking product iCORE seamlessly to ensure the project was delivered in time.
TDSQL allows BNC to rest assured of quality boosts in professional reliability, security and experience. It supports comprehensive features of data backup, disaster recovery and quick upgrade features. The strong consistency, high availability and performance of TDSQL provide strong support for BNC's business explosive growth in 2021. The utilized data management system of TDSQL also help BNC to maintain customer data and privacy effectively and safely.
TDSQL's strong consistency, high availability and performance provide strong support for BNC's business explosive growth in 2021. The utilized data management system of TDSQL also help BNC to maintain customer data and privacy effectively and safely.
Since adapting TDSQL into its core system, BNC can now process 2 million transactions and 150,000 loan disbursements per day. The high performance of TDSQL also provides powerful support for BNC's explosive business growth as it acquires 20 million users and 35 million accounts within a year.
This case demonstrates the further move away from traditional database architectures in exchange for scalable and distributed ones in Indonesia's financial services industry, which are now playing an important role in ensuring security risks and sustaining business development as global financial businesses evolve.